Posted: March 15th, 2017 | Author: Staff Writer | Filed under: Illinois workers comp, Independent Contractor, Workers Compensation Insurance | Tags: Chicago worker's ccompensation attorney, Illinois employment law, new Illinois bill, Responsible Job Creation Act, temporary workers, worker's compensation insurance | Comments Off
Small businesses and family run businesses have exploded over the last couple of years. In many ways, that is a wonderful thing. There is one caveat though: small businesses often turn to temp workers when they are not quite ready to hire new employees but need some extra help. Since temp workers do not often receive the same pay or benefits (including access to workers’ compensation), this can place temps and their families at risk. A newly introduced bill is hoping to change all of that.
The Responsible Job Creation Act
Expected to improve the benefits and working conditions for nearly one million temp workers throughout the state of Illinois, the Responsible Job Creation Act could introduce as many as 30 new types of worker protection. This would include equal pay for direct hires, improved safety provisions, measures to protect them from discrimination, and protection from retaliation when they file a complaint or suit against the business. It was sponsored by State Representative Carol Ammons and is being pushed by the Chicago Workers’ Collaborative (CWC) and Warehouse Workers for Justice (WWJ).
How the Act Would Improve Working Conditions
Although temporary workers are supposed to be short-term, many end up working the same hours and often longer duration than some of the company’s direct hires. Yet they are often paid less than direct hires and are unable to receive promotions. Those who suffer discrimination or abuse in the workplace also struggle to prove their case; they also run the risk of losing their position if they speak out against an employer or its employees.
Safety is yet another serious concern for temporary workers. Many are not adequately trained, and if they are injured, they may be unable to pursue compensation from the employer through workers’ compensation. Add in their lack of health insurance benefits and there is a serious risk for financial devastation among temporary workers.
Because temporary employees would be provided the same benefits as direct hires, and because the employer knows they must offer workers’ compensation to those who are injured, they may be far more likely to ensure temp workers are adequately trained for the jobs they are given. This could potentially improve safety on the job and reduce their overall risk of injury (which is notably higher than it is for direct hire employees).
Injured as a Temp? You May Still Have Options
Despite what you may have told, there are options that allow at least some temp workers the ability to pursue compensation after an injury on the job. It is not traditional and is considered a highly complex matter, but the opportunity is still there. The Law Offices of Francis J. Discipio can examine your case and help you navigate the process. Schedule a consultation with our Chicago workers’ compensation attorney to learn more. Call 630-574-2288 today.
Posted: February 17th, 2017 | Author: Staff Writer | Filed under: Illinois workers comp, Workers Compensation Insurance | Tags: Chicago workers’ compensation attorney, Illinois laws, job injuries, uncompetitive system in Illinois, workers compensation reform, workers' comp benefits | Comments Off
Illinois’ economy has been a hot topic since Governor Rauner came into office. Numerous reforms, including reform to the workers’ compensation program, have been considered and discussed. This year, the ball could start rolling on such reforms. What might this mean for your claim, and how you can protect yourself throughout the process? The following explains further.
Governor Rauner Targets Workers’ Compensation
In an op-ed piece published by Crain’s Chicago Business, Rauner stated that reform to the workers’ compensation program is a top priority for 2017. He claimed that many employers are concerned about the “uncompetitive” system in Illinois. He also stated that reform could bring savings to employers, and that might mean more jobs. Unfortunately, this may not be entirely accurate.
A Flawed Perspective
From a distance, it might appear that workers’ compensation reform is a good thing – especially if it brings in more jobs. Closer examination reveals that unemployment is not as big of an issue as some might lead you to believe. The state’s unemployment rate is only slightly higher than the national average (4.7 percent in the U.S. compared to 5.7 percent in Illinois). Further, Illinois’ unemployment rate has been on a fairly steady decline since 2010. In short, workers’ compensation reform is likely to do little to improve an already improving economy, and stands to benefit employers – not workers.
How Reform Could Impact Your Claim
Obtaining workers’ compensation is already a complex process. It is full of delays, obstacles, and regulations that can, at any given time, leave a hardworking member of society without income. Add in the potential for uncovered medical bills, and they become at risk for complete financial devastation. Reform would only exasperate the issue. It is expected to add more rules that exclude injured employees. If implemented, reform would also result in a maximum compensation rate, reducing the payout for injured workers, and it would limit much-needed therapies.
How an Attorney Can Help
While no two cases are alike, and results are never guaranteed, those that seek assistance from an experienced lawyer tend to have more favorable outcomes than those who pursue a claim on their own. An attorney can also complete all the legal requirements, ensuring injured employees have the time and energy they need to focus on healing and getting back to work. Do not fight the system alone. Instead, contact the Chicago workers’ compensation attorneys at the Law Offices of Francis J. Discipio and get the representation you deserve. Call 630-574-2288 today.
Posted: February 3rd, 2017 | Author: Staff Writer | Filed under: Workers Comp Benefits, Workplace Injury | Tags: Chicago workers' compenation attorney, job injury statistics, most dangers jobs, on-the-job injury, risk of injury, worker comp benefits, workers compensation insurance | Comments Off
Almost any job can result in a work injury, but some have an elevated risk. Often, this elevated risk can be seen in the potential for injury severity. For example, an office worker might be at risk for repetitive motions or slip and fall injuries, but a construction worker is more likely to be crushed by an object or to be struck by one. This means their risk of death is significantly higher than the office worker’s.
Why even examine risk, though? After all, it is not like one can simply leave their field. Yet, what you can do is be informed and educated. This can help you reduce your risk of an injury on the job, and it can ensure you know your rights, should an on-the-job death or injury happen to you or someone you love.
Examining the Most Dangerous Industries
According to data from the Bureau of Labor Statistics, senior employees are at the greatest risk of serious death or injury on the job. This is due, at least in part, to their lack of ability to heal as easily as younger workers. As such, any worker over the age of 55 should safeguard themselves against injury as much as possible. Exercise regularly, eat well, and visit your doctor for annual check-ups to ensure all is well.
Other workers who are considered to be at an especially high risk for death while working are fishers, loggers, and aircraft pilots. Specifically, loggers experienced 132 deaths per 100,000 workers. This is far greater than the average population (3.4 deaths per 100,000 workers), but the industry did not lead in the number of deaths experienced in the workplace. That sad and disappointing award when to the truck driving industry and farming industry, which say 885 and 252 deaths, respectively.
Protecting Your Right to Fair Compensation
Employers do not want you to know that you can (and should) obtain legal counsel for an on-the-job injury or wrongful death. That is because it could increase their insurance company’s payout, which could then, in return, hike their insurance rates. Do not let them keep money off of the table. Instead, contact an experienced workers’ compensation lawyer and fight for the settlement you and your loved ones deserve.
At the Law Offices of Francis J. Discipio, we understand the struggles you are facing. We know that your family may be struggling financially and that your injuries could potentially prevent you from working anytime in the near future. Fight back against deceptive employers and schedule a consultation with our experienced Chicago workers’ compensation attorneys today.