Posted: February 17th, 2017 | Author: Staff Writer | Filed under: Illinois workers comp, Workers Compensation Insurance | Tags: Chicago workers’ compensation attorney, Illinois laws, job injuries, uncompetitive system in Illinois, workers compensation reform, workers' comp benefits | Comments Off
Illinois’ economy has been a hot topic since Governor Rauner came into office. Numerous reforms, including reform to the workers’ compensation program, have been considered and discussed. This year, the ball could start rolling on such reforms. What might this mean for your claim, and how you can protect yourself throughout the process? The following explains further.
Governor Rauner Targets Workers’ Compensation
In an op-ed piece published by Crain’s Chicago Business, Rauner stated that reform to the workers’ compensation program is a top priority for 2017. He claimed that many employers are concerned about the “uncompetitive” system in Illinois. He also stated that reform could bring savings to employers, and that might mean more jobs. Unfortunately, this may not be entirely accurate.
A Flawed Perspective
From a distance, it might appear that workers’ compensation reform is a good thing – especially if it brings in more jobs. Closer examination reveals that unemployment is not as big of an issue as some might lead you to believe. The state’s unemployment rate is only slightly higher than the national average (4.7 percent in the U.S. compared to 5.7 percent in Illinois). Further, Illinois’ unemployment rate has been on a fairly steady decline since 2010. In short, workers’ compensation reform is likely to do little to improve an already improving economy, and stands to benefit employers – not workers.
How Reform Could Impact Your Claim
Obtaining workers’ compensation is already a complex process. It is full of delays, obstacles, and regulations that can, at any given time, leave a hardworking member of society without income. Add in the potential for uncovered medical bills, and they become at risk for complete financial devastation. Reform would only exasperate the issue. It is expected to add more rules that exclude injured employees. If implemented, reform would also result in a maximum compensation rate, reducing the payout for injured workers, and it would limit much-needed therapies.
How an Attorney Can Help
While no two cases are alike, and results are never guaranteed, those that seek assistance from an experienced lawyer tend to have more favorable outcomes than those who pursue a claim on their own. An attorney can also complete all the legal requirements, ensuring injured employees have the time and energy they need to focus on healing and getting back to work. Do not fight the system alone. Instead, contact the Chicago workers’ compensation attorneys at the Law Offices of Francis J. Discipio and get the representation you deserve. Call 630-574-2288 today.
Posted: February 3rd, 2017 | Author: Staff Writer | Filed under: Workers Comp Benefits, Workplace Injury | Tags: Chicago workers' compenation attorney, job injury statistics, most dangers jobs, on-the-job injury, risk of injury, worker comp benefits, workers compensation insurance | Comments Off
Almost any job can result in a work injury, but some have an elevated risk. Often, this elevated risk can be seen in the potential for injury severity. For example, an office worker might be at risk for repetitive motions or slip and fall injuries, but a construction worker is more likely to be crushed by an object or to be struck by one. This means their risk of death is significantly higher than the office worker’s.
Why even examine risk, though? After all, it is not like one can simply leave their field. Yet, what you can do is be informed and educated. This can help you reduce your risk of an injury on the job, and it can ensure you know your rights, should an on-the-job death or injury happen to you or someone you love.
Examining the Most Dangerous Industries
According to data from the Bureau of Labor Statistics, senior employees are at the greatest risk of serious death or injury on the job. This is due, at least in part, to their lack of ability to heal as easily as younger workers. As such, any worker over the age of 55 should safeguard themselves against injury as much as possible. Exercise regularly, eat well, and visit your doctor for annual check-ups to ensure all is well.
Other workers who are considered to be at an especially high risk for death while working are fishers, loggers, and aircraft pilots. Specifically, loggers experienced 132 deaths per 100,000 workers. This is far greater than the average population (3.4 deaths per 100,000 workers), but the industry did not lead in the number of deaths experienced in the workplace. That sad and disappointing award when to the truck driving industry and farming industry, which say 885 and 252 deaths, respectively.
Protecting Your Right to Fair Compensation
Employers do not want you to know that you can (and should) obtain legal counsel for an on-the-job injury or wrongful death. That is because it could increase their insurance company’s payout, which could then, in return, hike their insurance rates. Do not let them keep money off of the table. Instead, contact an experienced workers’ compensation lawyer and fight for the settlement you and your loved ones deserve.
At the Law Offices of Francis J. Discipio, we understand the struggles you are facing. We know that your family may be struggling financially and that your injuries could potentially prevent you from working anytime in the near future. Fight back against deceptive employers and schedule a consultation with our experienced Chicago workers’ compensation attorneys today.
Posted: January 20th, 2017 | Author: Staff Writer | Filed under: Illinois workers comp | Tags: Chicago workers comp attorney, employee leasing company act, Illinois workers compensation laws, injured on the job, new law, work injuries | Comments Off
As the new year begins, it brings a number of new laws to the state of Illinois. The governor has approved House Bill 6225 to be implemented at workplaces starting early January 2017. The new worker’s comp law allows small businesses or places or employment that partner with outsourcing companies to maintain its own worker’s compensation insurance. It is beneficial to understand that injured workers are entitled to workers compensation for medical their bills and lost wages.
What does this mean for me?
If you lease out your business or are a lessee of a business building, the owner of that building and the people leasing the building must have some sort of leasing arrangement between them regarding worker’s comp insurance. They will not have to worry about keeping certain records filed. Both may provide workers’ comp insurance coverage for under a leasing arrangement.
What steps are there to take for the lessee and lessor?
As soon as the person leasing provides workers’ compensation coverage for their leased employees under the employee leasing arrangement that they have created, the lessor can then notify the Department of Insurance to make sure that proper and timely notification of their coverage to the Department.
How does this affect Illinois workers compensation?
The update to Illinois law regarding workers’ compensation may affect how businesses can provide safety for their employees. There a many ways that an employee can be injured in a workers’ comp case and some may not even be aware of how to go about getting insurance or filing a claim. There could be times with job-related injuries are not as obvious as one may think. It is important to keep in mind that if an employee has a pre-existing injury that they can use workers’ comp as well. Whether the injury takes place at a construction accident or if you already have a developed a condition due to stress stressing, having workers’ comp insurance extremely beneficial to have.
If you or someone that you know has been injured on the job and is receiving workers’ comp and would like to learn more about the employee leasing company act that was recently implemented, please contact the experienced Chicago workers’ compensation attorneys at the Law Offices of Francis J. Discipio. If you wish to speak with someone please call 630-574-2288 or visit may visit our website as well for more information.