Compensation for Loss of Body Parts

Posted: August 14th, 2017 | Author: | Filed under: Illinois Workers Compensation Attorney, Workplace Injury | Tags: , , , , | Comments Off

Chicago workers’ compensation attorney, depression, loss of body parts, post-traumatic stress disorder, amputationLosing a body part, no matter how small or large, takes an immense toll on a person’s life and mental well-being. Victims of amputation have to deal with the fact that they may never be able to do many of the things they were once capable of, both at home and at work.

The feeling of loss can take a long time to process, and many amputees suffer from post-traumatic stress disorder (PTSD) and severe depression.

If you lost a body part at work, you deserve the tools needed to set you on the path to recovery, as well as significant financial compensation for you loss. Illinois workers’ compensation provides workers who have lost a body part with financial compensation, and the maximum amounts for each specific body part are outlined below.

Body Part Compensation by Number of Weeks Paid

The following body parts are compensated by the corresponding number of weeks, according to the Illinois Workers’ Compensation Commission. You will receive two-thirds of your average weekly paycheck for that specific number of weeks, or up to the current Illinois workers’ compensation maximum, which is currently $1,435.17 per week.

  • Disfigurement: 162 weeks;
  • Thumb: 76 weeks weeks;
  • First (index) finger: 43 weeks;
  • Second (middle) finger: 38 weeks;
  • Third (ring) finger: 27 weeks;
  • Fourth (little) finger: 22 weeks;
  • Great toe: 38 weeks;
  • Each other toe: 13 weeks;
  • Hand: 205 weeks;
  • Carpal tunnel syndrome due to repetitive trauma: 57 weeks;
  • Arm: 253 weeks;
  • Amputation above the elbow: 270 weeks;
  • Amputation at the shoulder joint: 323 weeks;
  • Foot: 167 weeks;
  • Leg: 215 weeks;
  • Amputation above the knee: 242 weeks;
  • Amputation at hip joint: 296 weeks;
  • Eye: 162 weeks;
  • Enucleation of an eye: 173 weeks;
  • Hearing loss of one ear: 54 weeks;
  • Hearing loss of both ears: 215 weeks;
  • Testicle one: 54 weeks; and
  • Testicle two: 62 weeks.

The above list assumes that total loss of that body part occurred. When only part of that body part was lost or rendered immobile, fewer weeks will be compensated. For instance, if it is determined that 70 percent of the foot was lost and rendered 70 percent incapacitated, only 70 percent of 167 weeks would be compensated (so 117 weeks instead of 167 weeks).

If your body part loss was denied full compensation because your employer or your employer’s insurance provider disagreed with what you know to be true, it is time to take immediate legal action by working with an attorney.

Call a Chicago, Illinois Workers’ Compensation Attorney Today

If you have been denied benefits for your lost limb or other body part, take legal action immediately by talking to a lawyer today. We strongly encourage you to contact passionate Chicago workers’ compensation attorney Francis J. Discipio today for immediate legal help in securing the workers’ compensation benefits that you deserve.

Sources:

http://www.iwcc.il.gov/ppdschedule.pdf

http://www.iwcc.il.gov/benefits.htm


Employer Notification of a Work-Related Injury in Illinois

Posted: July 26th, 2017 | Author: | Filed under: How to File a Worker's Compensation Claim | Tags: , , , , | Comments Off

Illinois workers comp attorney, Illinois work injury lawyer, If you have been injured in a work-related accident in the state of Illinois, then there are important steps you need to take to ensure you receive the workers’ compensation benefits you are entitled to.

Under Illinois law, an injured employee can give notice of the injury either orally or in writing. Some companies may have a company policy that all injuries and accidents need to be submitted in writing. If this is your company’s policy, then it is recommended you do so, however, not following your employer’s requirement will not affect your workers’ compensation claim.

According to state law, an injured worker has 45 days from the day of injury to notify his or her employer of the incident. Although the law allows you that much time, the reality is that it should be one of the very first things you should. If there is a delay between the time you were injured and the time you notify your employer, they could use that against you in an attempt to deny your claim.

An employee may have a legitimate reason why they did not report the injury immediately. One example could be a case where the employee thought the injury was only a minor one, but after several days or weeks, symptoms begin to worsen and the employee finds it necessary to seek medical treatment. The employee then tells the employer about the injury, explaining it happened weeks ago. This could raise suspicion with the employer that either the employee is making the injury up or the injury happened somewhere else and the employee is only seeking to file a false work-injury claim.

The employer – and their workers’ compensation insurance carrier – could reject the claim and refuse to pay the employee the workers’ compensation benefits they may be entitled to.

When it comes to repetitive stress injuries, there is usually not an “accident date” that can be pinned down as when the injury occurred. Instead, these types of injuries develop over time. When a worker realizes they are having medical issues, they should report it to their employer.

Let a Chicago Worker Injury Attorney Advocate for You

If you have been injured on the job or developed a work-related illness, contact a skilled Chicago workers’ compensation attorney to discuss your situation. Although injured workers would like to think their employer only has their best interest in mind, the reality in many situations is that the injured employee needs the assistance of an attorney who will ensure that their rights are protected and they receive all the benefits they are entitled to.

 

Source:

http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2430


Leading Causes of Work-Related Injuries

Posted: July 12th, 2017 | Author: | Filed under: Workplace Injury | Tags: , , , , | Comments Off

Illinois workers injury attorney, Illinois workers comp lawyer,A study conducted by Travelers Insurance examined what were the leading causes of workplace injury accidents. The study, titled “Injury Impact Report,” used data from over 1.5 million workers compensation claims that had been filed between 2010 through 2014. The claims came from all over the country and involved multiple types of industries.

Study Results

The study found that the most common types of work-related injuries were:

  1. Strains;
  2. Fractures and sprains;
  3. Contusions;
  4. Cuts;
  5. Punctures;
  6. Inflammation; and
  7. Chronic Sickness.

The injury type that caused the most lost days from work was inflammation, with an average of 91 missed days. This was followed by fractures, which caused an average of 78 days missed days. Coming in third was strains and sprains, both averaging 57 lost days, with punctures and cuts causing 24 lost days from work.

The study also examined what were the most expensive injuries and how much were the average costs per claim. The most common injuries, listed above, averaged between $8,000 to $42,000 per claim. The most expensive claims were:

  • Amputations, with an average of $102,500 per claim;
  • Dislocations, with an average of $94,100 per claim;
  • Electric shock, with an average of $55,200 per claim;
  • Crushing, with an average of $54,600 per claim; and
  • Multiple trauma, with an average of $50,000 per claim.

Researchers also took a look at what were the most frequent causes of work-related injuries. The top causes included:

  • Handling of material, responsible for 32 percent of filed claims;
  • Slips, trips, and falls, responsible for 16 percent of filed claims;
  • Colliding or being struck by an object, responsible for 10 percent of filed claims;
  • Tool-related accidents, responsible for 7 percent of filed claims;
  • Strain or trauma developing over time from strain or overuse, responsible for 4 percent of all filed claims.

After examining all the accident statistics, researchers next determined which types of accidents and injuries were more prevalent to which industries. There conclusions included:

  • Material handling accidents caused almost 40 percent of claims, making it the top cause of injuries, but was especially prevalent in both retail and manufacturing industries;
  • The top cause of injuries in the retail and construction fields were falling from height;
  • Motor vehicle accidents were the number one cause of injury in the gas and oil industry; and
  • The number one injury in both construction and manufacturing were eye injuries.

Let an Illinois Workers Compensation Attorney Advocate for You

If you have been injured in a work-related accident, consider contacting a skilled Chicago workers compensation attorney. Even if your employer and insurance carrier appears to be cooperating with you, work accident injuries can be complex and victims should have an attorney advocating and protecting their rights. Contact Law Offices of Francis J. Discipio today at 630-574-2288 to schedule your initial consultation.