Workers’ Comp for Repetitive Stress Injuries

Posted: December 23rd, 2016 | Author: | Filed under: stress injury | Tags: , , , , , | Comments Off

Illinois workers comp lawyer, Illinois workers compensation attorneyUnder Illinois law, employees can receive worker’s comp  for a number of reasons if injured at work. One of those reasons being if they have developed a work-related injury due to repetitive stress while performing occupational duties. Some examples of stress-related work injuries include lifting heavy material, bending over to lift items, carrying too much or heavy items, typing for long periods of time, and even using power tools. All of these duties may lead to serious injuries if done frequently at work.

Sometimes stress-related injuries can be difficult to prove when presented in court or when speaking to an employer because an employee may say that the pain is due to a natural development. However, that does not limit them from being entitled to workers’ compensation. Stress-related claims may have a higher standard of proof due to the nature of the claim being sometimes more psychological than it is physical.

Workers’ compensation covers repetitive strain injuries which some people may not be aware is a job-related injury because it is not as obvious as any physical damage and is caused by direct trauma, in Illinois. It is also important to keep in mind that workers comp can be used if an employee has a pre-existing injury that has been aggravated by the repeated depends on the employee’s daily work tasks as well.

There are different levels of stress that one can suffer from because it is a natural reaction that someone can experience from being in situations that cause heightened levels of anxiety. Being stressed or a certain length of time can eventually lead to emotional breakdowns. Sometimes stress can result in permanent brain damage as well which also might be categorized under the workers comp laws in Illinois.

Speak with a lawyer who understands Illinois workers’ compensation law.

If an employee has suffered from the following as a result of a stress-related injury, it would be beneficial to seek legal help promptly:

  • De Quervain’s syndrome
  • Low back and neck injuries
  • Cubital tunnel
  • Carpal tunnel syndrome
  • Tendonitis
  • Tenosynovitis

If you have been injured at work due to a stress-related incident and have questions or concerns regarding your workers’ compensation rights do not worry because you do not have to go through this difficult time on your own. Contact the experienced Chicago workers’ compensation attorneys at the Law Offices of Francis J. Discipio today and call 630-574-2288 to obtain the full extent of benefits you deserve.

 

Source:

http://www.americanbar.org/publications/gpsolo_ereport/2013/july_2013/stressed_at_work_might_have_workers_compensation_claim.html


Illinois Workers’ Compensation Cost Higher Than Other Midwest States

Posted: December 9th, 2016 | Author: | Filed under: Workers Compensation Insurance | Tags: , , , , | Comments Off

Illinois workers comp attorney, Illinois injured worker laws, There have been concerns that many government officials have expressed regarding the current condition of the workers’ compensation system in Illinois. Lawmakers throughout the state, including Governor Bruce Rauner, are concerned that the existing system may allow workers who were not truly injured in the scope of their employment to collect benefits, placing a significant financial strain on the program.

As it turns out, those with concerns about the workers’ compensation system may have valid points, at least according to the newest edition of a biennial report. The Oregon Workers’ Compensation Premium Rate Ranking study has determined that, for the seventh consecutive year, Illinois ranks highest in workers’ compensation insurance rates among Midwestern states.

Looking Closely at the Numbers

Every other year, the Oregon Department of Consumer and Business Services conducts a review of workers’ compensation programs and related costs in each of the 50 plus the District of Columbia. Since 2010, Illinois has ranked above the rest of the Midwest for premium costs per dollar of payroll. For 2016, employers in Illinois spend $2.23 on workers’ compensation insurance for every $100 spent on payroll. By comparison, in neighboring Wisconsin, companies spend $2.06 per $100 in payroll, and in Missouri, employers spend $1.92 per $100 in payroll.

It would seem, perhaps, that high insurance premiums are just part of the equation for states in the Midwest. But, how can we explain the drastic difference between workers’ compensation rates in Illinois and those in Indiana, which are only $1.05 per $100 in payroll? It is hard to believe that jobs in Indiana are 112 percent safer than those in Illinois.

Lowering Costs

The numbers reported by the study present an interesting situation. Over the last decade or so, workplace injury reports have dropped by nearly a third, corresponding to an overall decrease in construction and manufacturing jobs — occupations that are at relatively high risk for on-the-job injuries. Yet, the average premiums for workers’ compensation insurance remain extremely high by local comparison.

Legislative measures were enacted in 2011 in the hopes of controlling some of the costs, but they, apparently, did not do enough. If the high premium rate continues, along with the comparatively high corporate tax rate and other regulatory costs in Illinois, companies may be inclined to look at other states as more business-friendly.

Have You Been Injured?

If you have been hurt on the job, you need to know your options for collecting workers’ compensation benefits. Contact an experienced Chicago workers’ compensation attorney to discuss your case today. Call 630-574-2288 for a free, no-obligation consultation.

 

Sources:

https://www.illinoispolicy.org/reports/illinois-remains-most-expensive-state-in-midwest-for-workers-compensation/

http://www.cbs.state.or.us/external/dir/wc_cost/files/report_summary.pdf


Important Details about Workers’ Comp Medical Benefits

Posted: November 18th, 2016 | Author: | Filed under: Employer Liability, Illinois Workers Compensation Attorney, Workers Comp Benefits | Tags: , , , , , , , , , | Comments Off

Illinois workes compensation law, Illinois workers comp attorney, workers compensation lawyer, In the state of Illinois, the employer is required to pay for all medical care that is reasonably necessary to help cure the employee after being injured on the job. It is important to be aware of medical benefits available when involved with workers’ compensation.

Cost for Medical Care 

As stated above, the employer is required to pay for the medical care that is needed for their employee to recover. This can include a doctor’s visit, surgery, first aid, emergency care, hospital care, physical therapy, pharmaceuticals, and prescribed medical appliances. The cost of devices, such as a wheelchair, can potentially be covered as well. There may be a circumstance in which the employer does not have to pay for medical care, such as if they dispute a medical bill.

Choosing the Right Doctor and Hospital

The employee is allowed to choose their provider and where they would like to receive treatment. Yet, there are limitations on the number of providers an employee can see and the provider that the employee with worker’s comp can choose from. If an employer has a PPP ( Preferred Provider Program) the employee then has options to choose from when they are deciding who they want their provider to be. If the employee does not have a PPP, then the employee options may be limited when choosing a provider. An employee will know if the company they work for has a Preferred Provider Program because they are required to inform the employee about it in writing, which is put into effect by the Commission.

Employee’s Medical Care Responsibilities

Although the employer takes care of the expenses that come with medical care, there are  a number of obligations that the employee must take care of as well. Some of these include seeking medical attention immediately after the injury, to make sure they achieve a complete recovery and full return to work, relay to medical providers that the treatment is for a work-related condition, notify employer if they change providers, and provide the place of employment with enough medical information to determine whether to accept or deny the claim.

Employers Request for a Medical Evaluation

This includes a full medical exam by the doctor of its choice. However, the employer must notify their employee of the exam and the exam must be at a time and place convenient for the employee.

If you have been injured on the job and need assistance with Workers’ comp and medical benefits contact the experienced Chicago workers’ compensation attorneys at the Law Offices of Francis J. Discipio today and call 630-574-2288.

 

Source:

http://www.iwcc.il.gov/handbook.pdf