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Archive for December, 2016

Workers’ Comp for Repetitive Stress Injuries

December 23rd, 2016 at 10:02 pm

Illinois workers comp lawyer, Illinois workers compensation attorneyUnder Illinois law, employees can receive worker’s comp  for a number of reasons if injured at work. One of those reasons being if they have developed a work-related injury due to repetitive stress while performing occupational duties. Some examples of stress-related work injuries include lifting heavy material, bending over to lift items, carrying too much or heavy items, typing for long periods of time, and even using power tools. All of these duties may lead to serious injuries if done frequently at work.

Sometimes stress-related injuries can be difficult to prove when presented in court or when speaking to an employer because an employee may say that the pain is due to a natural development. However, that does not limit them from being entitled to workers’ compensation. Stress-related claims may have a higher standard of proof due to the nature of the claim being sometimes more psychological than it is physical.

Workers’ compensation covers repetitive strain injuries which some people may not be aware is a job-related injury because it is not as obvious as any physical damage and is caused by direct trauma, in Illinois. It is also important to keep in mind that workers comp can be used if an employee has a pre-existing injury that has been aggravated by the repeated depends on the employee’s daily work tasks as well.

There are different levels of stress that one can suffer from because it is a natural reaction that someone can experience from being in situations that cause heightened levels of anxiety. Being stressed or a certain length of time can eventually lead to emotional breakdowns. Sometimes stress can result in permanent brain damage as well which also might be categorized under the workers comp laws in Illinois.

Speak with a lawyer who understands Illinois workers’ compensation law.

If an employee has suffered from the following as a result of a stress-related injury, it would be beneficial to seek legal help promptly:

  • De Quervain’s syndrome
  • Low back and neck injuries
  • Cubital tunnel
  • Carpal tunnel syndrome
  • Tendonitis
  • Tenosynovitis

If you have been injured at work due to a stress-related incident and have questions or concerns regarding your workers’ compensation rights do not worry because you do not have to go through this difficult time on your own. Contact the experienced Chicago workers’ compensation attorneys at the Law Offices of Francis J. Discipio today and call 630-574-2288 to obtain the full extent of benefits you deserve.

 

Source:

http://www.americanbar.org/publications/gpsolo_ereport/2013/july_2013/stressed_at_work_might_have_workers_compensation_claim.html

Illinois Workers’ Compensation Cost Higher Than Other Midwest States

December 9th, 2016 at 8:58 pm

Illinois workers comp attorney, Illinois injured worker laws, There have been concerns that many government officials have expressed regarding the current condition of the workers’ compensation system in Illinois. Lawmakers throughout the state, including Governor Bruce Rauner, are concerned that the existing system may allow workers who were not truly injured in the scope of their employment to collect benefits, placing a significant financial strain on the program.

As it turns out, those with concerns about the workers’ compensation system may have valid points, at least according to the newest edition of a biennial report. The Oregon Workers’ Compensation Premium Rate Ranking study has determined that, for the seventh consecutive year, Illinois ranks highest in workers’ compensation insurance rates among Midwestern states.

Looking Closely at the Numbers

Every other year, the Oregon Department of Consumer and Business Services conducts a review of workers’ compensation programs and related costs in each of the 50 plus the District of Columbia. Since 2010, Illinois has ranked above the rest of the Midwest for premium costs per dollar of payroll. For 2016, employers in Illinois spend $2.23 on workers’ compensation insurance for every $100 spent on payroll. By comparison, in neighboring Wisconsin, companies spend $2.06 per $100 in payroll, and in Missouri, employers spend $1.92 per $100 in payroll.

It would seem, perhaps, that high insurance premiums are just part of the equation for states in the Midwest. But, how can we explain the drastic difference between workers’ compensation rates in Illinois and those in Indiana, which are only $1.05 per $100 in payroll? It is hard to believe that jobs in Indiana are 112 percent safer than those in Illinois.

Lowering Costs

The numbers reported by the study present an interesting situation. Over the last decade or so, workplace injury reports have dropped by nearly a third, corresponding to an overall decrease in construction and manufacturing jobs — occupations that are at relatively high risk for on-the-job injuries. Yet, the average premiums for workers’ compensation insurance remain extremely high by local comparison.

Legislative measures were enacted in 2011 in the hopes of controlling some of the costs, but they, apparently, did not do enough. If the high premium rate continues, along with the comparatively high corporate tax rate and other regulatory costs in Illinois, companies may be inclined to look at other states as more business-friendly.

Have You Been Injured?

If you have been hurt on the job, you need to know your options for collecting workers’ compensation benefits. Contact an experienced Chicago workers’ compensation attorney to discuss your case today. Call 630-574-2288 for a free, no-obligation consultation.

 

Sources:

https://www.illinoispolicy.org/reports/illinois-remains-most-expensive-state-in-midwest-for-workers-compensation/

http://www.cbs.state.or.us/external/dir/wc_cost/files/report_summary.pdf

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