Important Details about Workers’ Comp Medical Benefits

Posted: November 18th, 2016 | Author: | Filed under: Employer Liability, Illinois Workers Compensation Attorney, Workers Comp Benefits | Tags: , , , , , , , , , | Comments Off

Illinois workes compensation law, Illinois workers comp attorney, workers compensation lawyer, In the state of Illinois, the employer is required to pay for all medical care that is reasonably necessary to help cure the employee after being injured on the job. It is important to be aware of medical benefits available when involved with workers’ compensation.

Cost for Medical Care 

As stated above, the employer is required to pay for the medical care that is needed for their employee to recover. This can include a doctor’s visit, surgery, first aid, emergency care, hospital care, physical therapy, pharmaceuticals, and prescribed medical appliances. The cost of devices, such as a wheelchair, can potentially be covered as well. There may be a circumstance in which the employer does not have to pay for medical care, such as if they dispute a medical bill.

Choosing the Right Doctor and Hospital

The employee is allowed to choose their provider and where they would like to receive treatment. Yet, there are limitations on the number of providers an employee can see and the provider that the employee with worker’s comp can choose from. If an employer has a PPP ( Preferred Provider Program) the employee then has options to choose from when they are deciding who they want their provider to be. If the employee does not have a PPP, then the employee options may be limited when choosing a provider. An employee will know if the company they work for has a Preferred Provider Program because they are required to inform the employee about it in writing, which is put into effect by the Commission.

Employee’s Medical Care Responsibilities

Although the employer takes care of the expenses that come with medical care, there are  a number of obligations that the employee must take care of as well. Some of these include seeking medical attention immediately after the injury, to make sure they achieve a complete recovery and full return to work, relay to medical providers that the treatment is for a work-related condition, notify employer if they change providers, and provide the place of employment with enough medical information to determine whether to accept or deny the claim.

Employers Request for a Medical Evaluation

This includes a full medical exam by the doctor of its choice. However, the employer must notify their employee of the exam and the exam must be at a time and place convenient for the employee.

If you have been injured on the job and need assistance with Workers’ comp and medical benefits contact the experienced Chicago workers’ compensation attorneys at the Law Offices of Francis J. Discipio today and call 630-574-2288.

 

Source:

http://www.iwcc.il.gov/handbook.pdf


What You Need to Know about Airline Workers’ Compensation

Posted: November 4th, 2016 | Author: | Filed under: Illinois Workers Compensation Attorney, Workers Comp | Tags: , , , , , , | Comments Off

Illinois workers compensation claim, Illinois workers comp attorneyWhen an airline’s employee is preoccupied with helping passengers, flying at a cruising altitude of 39,000 feet in the sky, they may not be thinking about how they are at risk for injuries on the job. Workers compensation claims are becoming more and more common within the airline industry. Airline employees include positions such as flight attendants, baggage handlers, cockpit crew members, and ground crew members.

One of the leading causes of airline workers’ compensation is in-flight turbulence.

An airlines employee may be thrown around due to turbulence during a flight and that can cause them to suffer neck, back, spinal, or head injuries.  According to the FAA, an estimated 4,500 turbulence-related injuries occur from luggage that is improperly secured,  followed by reports that reveal negligence in flights where turbulence caused injuries.

There are other types of airline employee workers’ comp injuries.

Although most airline employee injuries are caused by flight turbulence, there are other injuries that may occur, which include stress-related injuries from lifting and handling passenger bags, injuries from slipping on ice or other substances in the airport/airport parking lot, and injuries that can occur during a layover.

Filing a claim for airline employees workers’ compensation may be challenging.

An obstacle that an airline employee may run into is that major commercial airlines typically require employees seeking claims to see only airline-approved medical professionals. Medical professionals may even receive pressure from the airline or their insurance representatives to limit medical treatment. This can result in employees returning to work too quickly and often leading to the difficulty to detriment the employee’s health.

The level of benefits varies depending on the severity of the injury.

Another key factor that plays a role in the amount of benefits one can receive is the average weekly wage or compensation level at the time of the injury. Essentially, the definition of  workers’ compensation is a system of benefits paid by employers to workers who experience job-related injuries. Further, benefits are available to workers regardless of who is at fault for the accident or injury

Contact an Airline Workers’ Compensation Attorney

If you or someone you know is an airlines employee and has been injured and needs to file a claim for workers’ compensation, contact a skilled Chicago workers’ compensation attorney at the Law Offices of Francis J. Discipio today. We have successfully recovered benefits for employees at major airlines and can help you pursue the compensation you deserve. Call 630-574-2288 to set up a free consultation.

 

Source:

https://www.osha.gov/SLTC/airline_industry/index.html


Illinois Workers’ Comp Updates

Posted: October 7th, 2016 | Author: | Filed under: Illinois Workers Compensation Attorney, Workers Compensation Insurance | Tags: , , , , , | Comments Off

Illinois workers compensation attorney, worker protection, Since the early 1990’s, there have been state-specific legislations proposed to protect the rights of workers and for the workers to be compensated for their injuries and or fatalities.

Over the years, the state of Illinois has updated and changed regulations regarding workers’ compensation. The number of dangerous jobs has lessened, which means that not as many workers are likely to get injured on the job. This year’s statistics reveal that progress is being made. Listed below are the top four Illinois workers’ comp updates of 2016.

Costs Per Claim Have Dropped

Costs have been high for a number of years. Studies show that medical and indemnity costs per claim were 39 percent higher than the mean in 17 states. However, according to Crain’s Chicago Business, more recent studies show that the percent is half of what it was, now sitting around 19 percent. In other words, a few years back Illinois costs were ranking third highest of 17 states and recently have dropped to sixth highest.

Moving in a Different Direction 

The changes that are occurring for Illinois workers’ comp are not going to happen overnight. Yes, the costs still remain above average. However, the numbers are changing and are expected to continue into 2017.

Change Is Being Talked About

There have been many people in power that have spoken in Illinois who have not forgotten about the high costs of worker’s comp. In an interview with The State-Journal Register, Illinois Manufacturing Association (IMA) President and CEO Greg Baise said changes to workers’ compensation which focus on the area of causation, as well as medical rates that are higher in Illinois than other states, still need to be made. Illinois Governor Bruce Rauner has stated in the past that he agrees that “changes in the budget regarding Illinois workers’’ comp need to be made.

The Next Steps

There are still a few months left in 2016, which means there still is time for more updates to be made for workers’ comp in Illinois. Reform has been talked about for a while now and it appears that there is a common agreement that workers and employers must reach an agreement that applies specifically to their situations.

If you have been denied or offered too little for your injuries or illness in the state of Illinois, contact a skilled Chicago workers’ compensation attorney at the Law Offices of Francis J. Discipio today at 630-574-2288.

 

Sources:

http://www.chicagobusiness.com/article/20160421/BLOGS02/160429942/illinois-makes-big-progress-cutting-workers-comp-costs-study-says

http://www.sj-r.com/news/20160927/ima-says-workers-comp-reform-broader-sales-tax-base-will-help-manufacturing-jobs