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Archive for the ‘Workers Compensation Insurance’ Category

Older Workers at Risk

November 30th, 2017 at 8:00 pm

Chicago workers’ compensation attorney, older workers, workplace accidents, workplace injury, older employee injuriesOlder workers are at risk, according to an analysis of federal statistics performed by the Associated Press. While overall workplace accidents have been on the decline in the last few decades, older workers, those aged 55 or older, are more at risk than their younger counterparts. This goes against other typical accidental injury trends, such as traffic collisions, where younger people are at more risk.

If you were injured on the job, regardless of your age, or you developed a chronic injury or illness as a result of the work that you have done for many years, you may be eligible for workers’ compensation. To find out more, contact a Cook County workers’ compensation attorney today.

Risk Factors of Working into Old Age

The average retirement age has gone up, and is continuing to go up from the old standard of 65 years of age. More workers are having to work, or are enjoying their careers, later into their lives than many past generations, and it is not uncommon for workers to continue on well into their 70s and even 80s.

As our bodies wear down, we become more prone to chronic stress injuries, illnesses, falls, and other accidents. As reported in CBS, getting old and continuing to work “could potentially make a workplace injury into a much more serious injury or a potentially fatal injury,” according to epidemiologist Ken Scott, with the Denver Public Health Department.

Risk factors include the following:

  • Fading vision and depth perception;
  • Hearing loss;
  • Lower bone density;
  • Poor balance;
  • Muscle loss; and
  • Tendon weakness.

However, simply because you were injured as an older employee does not mean that you are any less entitled to workers’ compensation. Whether you threw out your back, broke a leg, or have developed a repetitive motion injury, you deserve to pursue the benefits that your employer owes to you.

As Retirement Age Increases, Employers Must Make Changes to Accommodate Their Employees

These days, roughly 35 percent of fatal workplace accidents involve a worker who is 55 years old or more. Is enough being done to protect workers as they advance in age? Often, older workers are more productive and more skilled than younger, newer workers, but are they being valued as they should?

According to the National Institute for Occupational Safety and Health and reported by the Insurance Journal, the following are accommodations that employers should make to reduce older employee injuries and fatalities:

  • Increase job flexibility, including schedules, tasks, and location;
  • Increase movement and avoid creating a workplace that is sedentary;
  • Mitigate noise, slip and fall hazards, and other physical hazards; and
  • Create an ergonomic work environment.

Call Today for Help

If you were injured at work, we strongly encourage you to contact our passionate Chicago workers’ compensation attorneys as soon as you can to receive the benefits that could help get you back on your feet sooner rather than later. Contact the Law Offices of Francis J. Discipio today for immediate assistance.

Source:

http://www.cbsnews.com/news/deadly-workplace-accidents-hitting-older-workers-higher-rate-ap/

How Fraudulent Workers’ Comp Claims Complicate the System

June 9th, 2017 at 11:21 pm

Illinois injury lawyer, Illinois workers comp attorneyWhile most injured workers are honest about their injuries, there are a select few that attempt to inflate their injuries. Some will even go so far as to completely stage a situation that leads to injury. One prime example is a recent case in which a woman hit herself in the head with a sprinkler head after it hit her desk. Situations like this not only make a bad name for victims, they complicate an already complex workers’ compensation system. Learn more with help from the following.

Examining the Complexities of Workers’ Compensation

Workers who are injured on the job often assume that filing a claim will automatically lead to a payout for missed time at work. Unfortunately, this is not always the case. First, it takes time to pursue a claim. Second, if an insurance agent suspects fraud or feels that the injury is not significant enough to warrant payout, they can investigate further or deny the claim. To make matters even more frustrating, not all payouts are what victims expect.

How Fraudulent Claims Make the Situation Worse

When other workers file fraudulent claims, they slow down the process for those with legitimate injuries. They also increase suspicion for workers with valid injuries, making it more likely that they will experience investigative delays. To make matters even worse, there are fraudulent claims that make their way through the system; payout for these false claims can also place unnecessary stress on the system. This, too, can make things more difficult for the injured workers that need the compensation.

Navigating Your Own Claim

Because of the complexities of the system itself, and those that are added by fraudulent claims, it is suggested that workers seek legal assistance when filing a claim. Not only can this help decrease the processing time and increase the chances of a successful outcome, it also gives employees the time and energy they need to heal from their injuries. This time and energy could potentially increase the chances that the worker can eventually return to work.

At the Law Offices of Francis J. Discipio, we work hard to assist workers through their claims. We understand the complexities of the system and we stand by your side, every step of the way. Learn more about how our Chicago workers’ compensation lawyers can assist with your claim. Call 630-574-2288 and schedule your consultation with us today.

 

Source:

http://www.turnto23.com/entertainment/workers-comp-fraud-caught-on-camera

Risk of Injury in the Nursing Industry

May 19th, 2017 at 8:25 pm

injury-to-nursesWork injuries can happen in any industry. However, some professionals are more likely to experience an injury than others. For example, the construction industry is well known for its high rate of work injuries and fatalities. There is also another high-risk industry – the healthcare field – but it does not receive the same amount of attention as it should. Perhaps this is due, in part, to the reduced risk of immediate fatality from an injury. Whatever the reason for the lack of discussion may be, injuries in the healthcare field deserve recognition.

Nurses Especially Prone to Back Injuries

On any given day, a nurse can lift thousands of pounds. They must move patients, and may even be required to help one up that has passed out or fallen. Rarely is there equipment nearby to help – and even when there is, the situation may be too emergent to wait for the machinery to do its job. So, nurses lift. They bend. They lift and bend, all at the same time. Good body mechanics can help, but it is far from fail-proof.

Long-term work as a nurse, years of lifting and transferring patients, can take a toll on the muscles and structures of the back. A sudden slip of a patient while transferring can suddenly pull a nurse in the wrong direction. Add all of that to several hours (often 12 or more) walking and standing, and it is no wonder that back injuries are one of the most commonly experienced injuries among nurses.

Assault is Surprisingly Common

Assault is yet another common (but often misrepresented) injury risk among nurses. It is most common among those who work within assisted living facilities, such as residential centers for patients with disabilities or the elderly. However, assaults can and do occur in emergency rooms and hospitals as well. Patients who are suffering from a diabetic crash, brain injury, or some sort of illness or injury that changes the way their brain functions could react in ways that are not typical. An example would be attacking someone who is trying to help them, such as their nurse. It is not an overly common occurrence, but it can be severe.

Pursuing Workers’ Compensation After an Injury

If you or someone you love has been injured while working as a nurse, it is important that you seek experienced legal assistance. Not only do you have to worry about the time you may miss healing from the initial injury, but you should also consider its ability to impact your future. Let the Law Offices of Francis J. Discipio help you navigate the complex process. Call 630-574-2288 and schedule your free consultation with our Chicago workers’ compensation lawyer today.

 

Sources:

http://www.gwinnettdailypost.com/local/nurse-work-comes-with-injury-risks/article_e134feea-9ce9-5bf9-902e-07ed55767455.html

https://www.osha.gov/Publications/OSHA3826.pdf

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