New Worker’s Compensation Measures

Posted: June 23rd, 2017 | Author: | Filed under: Illinois workers comp | Tags: , , , , , , | Comments Off

Illinois workers comp lawyer, Illinois injured worker attorneyIllinois lawmakers kept a promise they made to annihilate the worker’s compensation program. The majority Democrats touted a proposal that would demand that companies who write workers compensation insurance to get state approval for the rates they charge. Another measure would create a nonprofit company with the directive of writing competitive policies.

Additional Changes to Workers Compensation in Illinois

One of the most substantial changes to the Workers Compensation Act regards how arbitrators are assigned to hear cases. Historically, arbitrators were appointed to certain locations where they would hear all injury cases arising from that geographic location. The amendment to the law now has three arbitrators for each geographic area.

Another amendment to the worker’s compensation act is a restriction on choice of physician. An injured party must see a physician on his or her employer’s PPO list. An important caveat is that the employer must have divulged that PPO list to the employee. In circumstances where the employee does not wish to see a doctor on the list provided to him or her, that employee must advise the employer in writing. The doctor they see after providing written notice will be limited to their first choice of physician and any medical treatment sought after must come through the chain of referral. The law used to provide that an injured worked was allowed to seek out a second opinion, the amendments take that option away.

Wage Loss Compensation

An additional change to the Workers Compensation Act concerns restrictions on wage loss differential cases. Under the previous law, an injured party who could no longer work at his or her job due to an injury sustained while working, was entitled to two-thirds of the difference in wages of the workers income as result of the new duties he or she is required to do as a result of injury and what that worker was earning before the injury.  Under the new law, that same injured worker is only entitled to that compensation until the age of 67 or a period of five years from the last date of any award if the injured worker was over 63 years old.

Cook County Workers Compensation Attorneys

If you or a loved one has been injured at work, it is important to enlist the help of a dedicated and relentless Chicago workers compensation lawyer. If you are injured on the job, you may be entitled to compensation you are not aware of. The knowledgeable attorneys at the Law Offices of Francis J. Discipio will defend your rights at every turn and tirelessly pursue your rights identifying all sources of compensation for your claim. Contact us at 630-574-2288 to schedule your initial consultation.

 

Source:

http://www.chicagobusiness.com/article/20161228/opinion/161229933/bruce-rauner-my-case-for-workers-comp-reform

 


How Fraudulent Workers’ Comp Claims Complicate the System

Posted: June 9th, 2017 | Author: | Filed under: Workers Compensation Insurance | Tags: , , , , , | Comments Off

Illinois injury lawyer, Illinois workers comp attorneyWhile most injured workers are honest about their injuries, there are a select few that attempt to inflate their injuries. Some will even go so far as to completely stage a situation that leads to injury. One prime example is a recent case in which a woman hit herself in the head with a sprinkler head after it hit her desk. Situations like this not only make a bad name for victims, they complicate an already complex workers’ compensation system. Learn more with help from the following.

Examining the Complexities of Workers’ Compensation

Workers who are injured on the job often assume that filing a claim will automatically lead to a payout for missed time at work. Unfortunately, this is not always the case. First, it takes time to pursue a claim. Second, if an insurance agent suspects fraud or feels that the injury is not significant enough to warrant payout, they can investigate further or deny the claim. To make matters even more frustrating, not all payouts are what victims expect.

How Fraudulent Claims Make the Situation Worse

When other workers file fraudulent claims, they slow down the process for those with legitimate injuries. They also increase suspicion for workers with valid injuries, making it more likely that they will experience investigative delays. To make matters even worse, there are fraudulent claims that make their way through the system; payout for these false claims can also place unnecessary stress on the system. This, too, can make things more difficult for the injured workers that need the compensation.

Navigating Your Own Claim

Because of the complexities of the system itself, and those that are added by fraudulent claims, it is suggested that workers seek legal assistance when filing a claim. Not only can this help decrease the processing time and increase the chances of a successful outcome, it also gives employees the time and energy they need to heal from their injuries. This time and energy could potentially increase the chances that the worker can eventually return to work.

At the Law Offices of Francis J. Discipio, we work hard to assist workers through their claims. We understand the complexities of the system and we stand by your side, every step of the way. Learn more about how our Chicago workers’ compensation lawyers can assist with your claim. Call 630-574-2288 and schedule your consultation with us today.

 

Source:

http://www.turnto23.com/entertainment/workers-comp-fraud-caught-on-camera


Risk of Injury in the Nursing Industry

Posted: May 19th, 2017 | Author: | Filed under: Workers Comp Benefits, Workers Compensation Insurance, Workplace Injury | Tags: , , , , | Comments Off

injury-to-nursesWork injuries can happen in any industry. However, some professionals are more likely to experience an injury than others. For example, the construction industry is well known for its high rate of work injuries and fatalities. There is also another high-risk industry – the healthcare field – but it does not receive the same amount of attention as it should. Perhaps this is due, in part, to the reduced risk of immediate fatality from an injury. Whatever the reason for the lack of discussion may be, injuries in the healthcare field deserve recognition.

Nurses Especially Prone to Back Injuries

On any given day, a nurse can lift thousands of pounds. They must move patients, and may even be required to help one up that has passed out or fallen. Rarely is there equipment nearby to help – and even when there is, the situation may be too emergent to wait for the machinery to do its job. So, nurses lift. They bend. They lift and bend, all at the same time. Good body mechanics can help, but it is far from fail-proof.

Long-term work as a nurse, years of lifting and transferring patients, can take a toll on the muscles and structures of the back. A sudden slip of a patient while transferring can suddenly pull a nurse in the wrong direction. Add all of that to several hours (often 12 or more) walking and standing, and it is no wonder that back injuries are one of the most commonly experienced injuries among nurses.

Assault is Surprisingly Common

Assault is yet another common (but often misrepresented) injury risk among nurses. It is most common among those who work within assisted living facilities, such as residential centers for patients with disabilities or the elderly. However, assaults can and do occur in emergency rooms and hospitals as well. Patients who are suffering from a diabetic crash, brain injury, or some sort of illness or injury that changes the way their brain functions could react in ways that are not typical. An example would be attacking someone who is trying to help them, such as their nurse. It is not an overly common occurrence, but it can be severe.

Pursuing Workers’ Compensation After an Injury

If you or someone you love has been injured while working as a nurse, it is important that you seek experienced legal assistance. Not only do you have to worry about the time you may miss healing from the initial injury, but you should also consider its ability to impact your future. Let the Law Offices of Francis J. Discipio help you navigate the complex process. Call 630-574-2288 and schedule your free consultation with our Chicago workers’ compensation lawyer today.

 

Sources:

http://www.gwinnettdailypost.com/local/nurse-work-comes-with-injury-risks/article_e134feea-9ce9-5bf9-902e-07ed55767455.html

https://www.osha.gov/Publications/OSHA3826.pdf