Archive for April, 2013

Workers Compensation Fraud

April 29th, 2013 at 3:08 pm

Workers compensation was put in place to give employees who were hurt on the job a way to continue to survive financially through their employer’s workers comp insurance. Benefits can range from a one-time issuance to a lifetime of payouts. However, if a person is caught lying about being injured and receiving workers compensation, serious ramifications can occur.

ChristineAccording to Illinois Worker’s Compensation Commission, there are many illegal things that a worker, employer, insurance carrier, and medical provider can do intentionally that they can be prosecuted for doing. If found guilty, jail time, restitution and court fees may all need to be paid back. It is best to follow all the rules and laws to ensure not only proper payment but services are received as well. An attorney can help ensure that you file correctly.

Falsifying different types of records for workers compensation benefits is just the start. You want to make sure that statements to get or deny benefits must be truthful. You just can’t prevent someone from filing an honest claim. Standing in their way denies them the right to get the proper compensation. Making a false certificate of insurance as proof that you have insurance, or lying to obtain insurance at a lower rate is not legal. Lying and making a statement to the staff of fraud and noncompliance investigation of Illinois will get you in deep water. Something like giving a medical bill for a service you didn’t even get is common, and illegal. If you have a claim but move, destroy or hide assets so you do not have to pay, can lead to prosecution. Ultimately, assisting someone in any of the above crimes can lead you to the same consequences of prosecution, jail and restitution.

If you are dealing with workers compensation issues, contact a workers compensation attorney who will best know how to assist you in the process. A smart Illinois lawyer is just what you need.


Image courtesy of freedigitalphotos

Illinois workers’ compensation for repetitive stress injuries

April 20th, 2013 at 3:03 pm

lucyInjuries caused by performing the same motion over and over again are called repetitive stress injuries. Repetitive stress injuries include, but are not limited to the following:

  • bursitis
  • carpal tunnel
  • tendinitis
  • DeQuervain’s tenosynovitis

Repetitive stress injuries can be caused by non-strenuous activities like typing or other physical activities such as lifting heavy objects. If you suspect that you have fallen victim to a similar injury, see a doctor and tell your employer immediately.

If you have suffered from a repetitive stress injury that was not caused by your job, but may be aggravated by your job, you may still receive benefits. Although your insurance company may deny your claim, you should still file a claim if you have worsening symptoms due to your job. If your benefits are denied, having an attorney can make a big difference. There are, however, deadlines that must be followed, so don’t take too much time to decide if you would like to file a claim.

Under the Illinois workers’ compensation system, repetitive stress injuries are covered for workers. The coverage is 100% and includes all medical benefits to cover diagnosis and treatment costs such as surgery and also physical therapy that is related to the injury from work. Injured workers are also eligible for compensation of lost wages for the time that they may be out due to their injury. Permanent injuries have additional benefits as well.

If you are filing a workers’ compensation suit, contact a workers’ compensation attorney for assistance. Attorneys at the Law Offices of Francis J Discipio in Illinois can help you file your lawsuit today.

Illinois looks to create competitive workers’ compensation state fund

April 12th, 2013 at 2:54 pm

LucyContrary to the rest of the country, Illinois state legislatures are proposing the creation of a state workers’ compensation insurance fund to compete with the current private system.

Naturally, Illinois insurance companies and trade groups in the industry are worried. This article on the situation states that the bill, H.B. 2919, was passed in the Illinois State House’s Committee on State Government Administration.

Executive director of the Illinois Insurance Association, Kevin Martin, said that the legislation was initiated due to worker and plaintiff-lawyer concerns that the recent changes meant to reduce the cost of workers compensation haven’t been working quickly enough.

Martin said that the bill has strong Democratic support in the House and noted that Democrats control both the state House and Senate.

Rep. Laura Fine, D, sponsor of the legislation, said that Illinois state legislators are aware that they are running against the national trend. She said that the issue has been a long-running one in Illinois because it is a “big cost burden for companies,” large and small. “We know there is a lot of workers’ compensation insurance capacity out there, but we believe if we create this entity, it will serve to bring prices even lower,” she said.

“I have looked at what other states have done, and acknowledge that we haven’t completely defined this, but there are ideas out there,” said Fine. “Moreover, there have been stories of successes with state funds in other states, and we hope to be one of those success stories.”

This decision is opposite the current trend by the country to allow the private markets to drive the workers’ compensation systems.

With the laws changing, a workers’ compensation attorney is even more important to explain the rules and changes of workers’ compensation to you. If you are planning on filing for workers’ compensation, contact the Law Offices of Francis J. Discipio in Cook County today.

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