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Archive for the ‘benefits’ tag

5 Surprising Facts about Workers’ Compensation in Illinois

August 13th, 2015 at 1:01 pm

workers' compensation, benefits, Chicago Workers Compensation AttorneysThe challenges of a workplace injury extend beyond the physical recovery. Victims may not be able to return to work, and serious injuries can cause lifestyle limitations.

If you want to learn about the benefits of workers’ compensation and whether you are eligible, call a workers’ comp layer for guidance. In the meantime, here are five surprising facts about workers’ comp:

1. Part-time employees are covered.

Workers’ compensation insurance policies cover both part- and full-time employees, according to the Illinois Workers’ Compensation Commission. If you are hurt on the job, your part-time or full-time status cannot prevent you from collecting benefits.

2. You can work with your own doctor.

Illinois law allows workers’ compensation recipients to work with a doctor of their choice. Also, employers have the right to request a case review from a physician of their choice.

3. You cannot lose your job while collecting workers’ compensation.

In Illinois, employers cannot fire workers while they are collecting benefits. No matter how much time it takes for you to recover, you will keep your job.

4. Workers’ comp can help you find a new job if you are unable to return to your old one.

Some workplace injuries are so serious that victims cannot return to work. Fortunately, workers’ comp benefits cover vocational training to help injured employees find a new job.

5. No industry causes more workplace injuries than construction.

According to the United States Department of Labor, construction accidents killed 4,585 workers in 2013. That is 12 fatalities per day and 88 per week. The four most common causes of construction site injuries are:

  •         Struck by Object Accidents
  •         Falls
  •         “Caught Between” Accidents
  •         Electrocutions

U.S. and state legislators have introduced several laws to keep employees safe in the workplace. The Occupational Safety & Health Administration enforces these laws. In the last four decades, efforts from OSHA and other organizations have cut workplace accident rates by 67 percent.

If you have suffered an injury at work and would like to speak with a Chicago workers’ compensation lawyer, call the Law Offices at Francis J. Discipio at 630-574-2288.

Workers Compensation Benefits in Illinois

April 5th, 2013 at 11:46 am

If you are injured on the job you may be eligible for compensation benefits.  Eligibility is determined by three main factors: your employer has workers comp insurance, you are an employee of that company, and your illness of injury is a result of your work.  The benefits are awarded regardless of fault, so it is important to know what kind of benefits can be expected from an insurance claim.

Being injured at your work means that you will have to be diagnosed and treated by medical professionals.  In Illinois, the Workers Compensation Act requires that medical expenses should be covered without co-payment or a deductible.

Medical attention is only part of recovering from an injury or illness.  There is also occasionally the need to stay home and heal, which can result in lost wages.  Temporary total disability (TTD) can provide two-thirds of your weekly wages to help you stay current on bills while you are unable to work.  Partial permanent disability (PPD) can provide a lump sum payment to compensate for the loss of a body part depending on how that injury will affect your life.  Permanent total disability (PTD) is awarded if the injury has rendered the person incapable to work and is paid for life.  All of these workers compensation benefits have limitations at a certain dollar amount.

If the injury prohibits you from doing your original job there are a couple of options to make up for this inability.  Wage loss differential payments can make up for lost wages if an injury causes you to take a lower paying job.  This could entitle you to two thirds of the difference between the two jobs.  If this new profession requires additional training, then the workers comp benefits may pay for that as well.

While this all seems really easy, everything is dependent on how your claim is processed and how your treatment is handled.  In order to follow the correct procedure it is necessary to have the assistance of a legal professional.  Dealing with a work-related injury is too stressful to handle on your own.  Contact an experienced workers compensation attorney in DuPage County today.

Image courtesy of freedigitalphotos.net

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