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Archive for the ‘on-the-job car crash’ tag

Workers’ Comp vs. Personal Injury Claims After an On-the-Job Car Crash

September 16th, 2020 at 10:06 am

crashMany employees, including truck drivers and other delivery drivers, are required to operate a vehicle as a major component of their work. With so much time spent on the road, these employees can be at a greater risk of injury in a car accident. If you have been injured in an accident on the job, you may be unsure of your options for pursuing compensation. The good news is that compensation may be available through both workers’ compensation and a personal injury claim, and your attorney can advise you as to when each is possible.

Obtaining Recovery Through Workers’ Compensation

In Illinois, most employers are required to have a workers’ compensation policy that covers expenses for employees who are injured in the course of their work, regardless of who is at fault. For professional vehicle operators, this means that even if you have been injured in a single-vehicle accident or an accident you caused while driving for work, you may still be entitled to workers’ compensation benefits from your employer. Workers’ compensation can also cover damages from an accident caused by a third-party driver, or work injuries unrelated to driving, such as repetitive stress injuries from the loading of heavy cargo.

Pursuing Additional Compensation Through a Personal Injury Claim

For any injury sustained on the job, workers’ compensation can cover most damages including medical bills, two-thirds of lost wages, disability, and scarring and disfigurement. However, if your accident was the fault of another driver or a third party and you have suffered severe injuries, you may wish to pursue further compensation through a personal injury lawsuit. Holding the other party accountable can result in a settlement or court ruling awarding you compensation for additional lost income, as well as pain and suffering damages from physical and mental distress, loss of companionship, and loss of enjoyment of life.

Regardless of who is at fault for your work-related vehicle accident, you should consider hiring an attorney as soon as possible who can help you document your injuries, treatment, and expenses in order to file a claim for the most possible compensation. If you plan to file a personal injury lawsuit, your attorney can also help you gather evidence to demonstrate the other party’s negligence and liability.

Contact a Cook County Workers’ Compensation Attorney

At the Law Offices of Francis J. Discipio, our attorneys have experience with both workers’ compensation and personal injury claims, and we understand the processes and strategies that can lead to fair compensation for our clients as efficiently as possible. We can help you identify all parties from which you can seek compensation to assist with your recovery. Contact a Chicago worker’s compensation lawyer today to schedule a free consultation.

 

Source:

https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2430&ChapterID=68

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