"AMERICA, HOME OF THE FREE, BECAUSE OF THE BRAVE" OFFERING FREE CONSULTATIONS 630-574-2288
Chat
Espanol

Archive for the ‘workers’ comp benefits’ tag

Workers’ Comp vs. Personal Injury Claims After an On-the-Job Car Crash

September 16th, 2020 at 10:06 am

crashMany employees, including truck drivers and other delivery drivers, are required to operate a vehicle as a major component of their work. With so much time spent on the road, these employees can be at a greater risk of injury in a car accident. If you have been injured in an accident on the job, you may be unsure of your options for pursuing compensation. The good news is that compensation may be available through both workers’ compensation and a personal injury claim, and your attorney can advise you as to when each is possible.

Obtaining Recovery Through Workers’ Compensation

In Illinois, most employers are required to have a workers’ compensation policy that covers expenses for employees who are injured in the course of their work, regardless of who is at fault. For professional vehicle operators, this means that even if you have been injured in a single-vehicle accident or an accident you caused while driving for work, you may still be entitled to workers’ compensation benefits from your employer. Workers’ compensation can also cover damages from an accident caused by a third-party driver, or work injuries unrelated to driving, such as repetitive stress injuries from the loading of heavy cargo.

Pursuing Additional Compensation Through a Personal Injury Claim

For any injury sustained on the job, workers’ compensation can cover most damages including medical bills, two-thirds of lost wages, disability, and scarring and disfigurement. However, if your accident was the fault of another driver or a third party and you have suffered severe injuries, you may wish to pursue further compensation through a personal injury lawsuit. Holding the other party accountable can result in a settlement or court ruling awarding you compensation for additional lost income, as well as pain and suffering damages from physical and mental distress, loss of companionship, and loss of enjoyment of life.

Regardless of who is at fault for your work-related vehicle accident, you should consider hiring an attorney as soon as possible who can help you document your injuries, treatment, and expenses in order to file a claim for the most possible compensation. If you plan to file a personal injury lawsuit, your attorney can also help you gather evidence to demonstrate the other party’s negligence and liability.

Contact a Cook County Workers’ Compensation Attorney

At the Law Offices of Francis J. Discipio, our attorneys have experience with both workers’ compensation and personal injury claims, and we understand the processes and strategies that can lead to fair compensation for our clients as efficiently as possible. We can help you identify all parties from which you can seek compensation to assist with your recovery. Contact a Chicago worker’s compensation lawyer today to schedule a free consultation.

 

Source:

https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2430&ChapterID=68

Liability in an Auto Accident while Driving for Work in Illinois

May 14th, 2020 at 8:52 pm

IL accident lawyer, Illinois workers comp lawyerIn Illinois, thousands of employees experience on-the-job related injuries every year. If you were driving a company vehicle for work-related duties and were involved in an auto accident, your employer may be liable for your injuries and the vehicle’s damage.

 What to Do After an Auto Accident

The steps you take following an auto accident can make or break your case. In order to maximize your workers’ compensation benefits you may be able to receive, be sure to do the following after the accident:

  1.   Call 911. Once the police have been notified of the accident, an officer will come to the scene and gather information to write a police report. The officer will talk to everyone that was involved in the accident and make an initial determination of fault. Although the police report may not include everything that happened, it is a good baseline and can be very helpful in the investigation.
  2.   Take care of any injuries. A minor crash may not leave you with life-threatening injuries, but a serious crash could leave you in pain. Avoid moving or trying to tend to your injuries until the paramedics arrive.
  3.   Exchange insurance information with those involved. It is extremely important to get the name, insurance company name, and license plate number of the other driver that was involved.
  4.   Acquire witnesses’ information (if applicable). If anyone witnessed the accident, be sure to get their names, phone number and/or email address so you can re-contact them at a later date to discuss the accident.
  5.   Document evidence. Take pictures of your car, the other car involved, the accident scene, and any other evidence you deem important. If you are injured and unable to move, ask a good Samaritan to do it for you.

After you have left the scene of the accident, it is extremely important to report the accident and any injuries you have sustained to your employer. If you wait too long, you may lose out on the ability to receive workers’ compensation payments.

Workers’ compensation is considered “no-fault.” This means it does not matter if you were at fault for the crash. You qualify for benefits if you were injured while on the job.

Contact an Illinois Workers’ Compensation Attorney Today

At the Law Offices of Francis J. Discipio, we represent those injured in an accident while on the job. If you have suffered an auto accident while driving for work, contact a Cook County workers’ compensation attorney immediately. Our attorneys are available to chat with clients Monday through Friday from 9 am to 5 pm via email, phone, and video conference. Call our office at 630-574-2288 to schedule your free consultation.

 

Source:

http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2430&ChapterID=68

Types of Job Injuries and Workers’ Comp Benefits

February 25th, 2020 at 10:59 pm

IL workers' compensation attorney, IL job injury lawyerWhen a person is injured and cannot work, their livelihood is threatened, but when an injury is work-related there are protections in place for employees. If a person is injured in a car accident and a party can be held liable, they can receive compensation through a personal injury lawsuit. To receive workers’ compensation benefits, there is no lawsuit involved unless a third party is involved, and it does not matter if an employer or employee can be found liable.

All employers in Illinois are required to have workers’ compensation insurance no matter how large or small their company is. Any of their employees have the right to file for benefits after a work accident. Employers cannot threaten retaliation for employees seeking benefits, and part-time disability benefits must begin if an employee cannot return to work within three days.

It is a myth that pre-existing conditions affect an employee’s eligibility for workers’ compensation. This can be a device used by employers and insurance companies to defer people from filing. The truth is that if a pre-existing condition is aggravated by a work injury or illness, a person still may qualify for workers’ compensation benefits.

Another set of injuries that qualify for benefits is repetitive trauma. This can affect anyone from office workers to hard laborers. When a person does an action multiple times a day for years over their career, it can affect the internal structures of the body. The nervous system, musicals, and bones can be permanently damaged from repetitive strain. This can cause temporary or permanent disability.

Whether a person experiences trauma such as an amputation or an aggravation of an existing condition, both experiences are valid for workers’ compensation benefits. The more severe and permanent the damage, the higher the payout will be. Workers’ compensation provides monetary benefits for lost wages as a person recovers, or if they can never recover, for the rest of their life. Workers’ compensation will also cover any medical treatment required for a workplace injury.

Contact a Cook County Workers’ Compensation Attorney

Workers’ compensation benefits protect employees when they are injured and cannot return to work. Although legal representation is not required to file for benefits, having an experienced Chicago workers’ compensation attorney can ensure your rights are protected and you get fair benefits. Contact us at 630-574-2288 to arrange a free consultation today.

 

Source:

https://www2.illinois.gov/sites/iwcc/resources/Pages/faq.aspx

 

Back to Top Back to Top Back to Top