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Archive for the ‘workers’ comp benefits’ tag

Types of Job Injuries and Workers’ Comp Benefits

February 25th, 2020 at 10:59 pm

IL workers' compensation attorney, IL job injury lawyerWhen a person is injured and cannot work, their livelihood is threatened, but when an injury is work-related there are protections in place for employees. If a person is injured in a car accident and a party can be held liable, they can receive compensation through a personal injury lawsuit. To receive workers’ compensation benefits, there is no lawsuit involved unless a third party is involved, and it does not matter if an employer or employee can be found liable.

All employers in Illinois are required to have workers’ compensation insurance no matter how large or small their company is. Any of their employees have the right to file for benefits after a work accident. Employers cannot threaten retaliation for employees seeking benefits, and part-time disability benefits must begin if an employee cannot return to work within three days.

It is a myth that pre-existing conditions affect an employee’s eligibility for workers’ compensation. This can be a device used by employers and insurance companies to defer people from filing. The truth is that if a pre-existing condition is aggravated by a work injury or illness, a person still may qualify for workers’ compensation benefits.

Another set of injuries that qualify for benefits is repetitive trauma. This can affect anyone from office workers to hard laborers. When a person does an action multiple times a day for years over their career, it can affect the internal structures of the body. The nervous system, musicals, and bones can be permanently damaged from repetitive strain. This can cause temporary or permanent disability.

Whether a person experiences trauma such as an amputation or an aggravation of an existing condition, both experiences are valid for workers’ compensation benefits. The more severe and permanent the damage, the higher the payout will be. Workers’ compensation provides monetary benefits for lost wages as a person recovers, or if they can never recover, for the rest of their life. Workers’ compensation will also cover any medical treatment required for a workplace injury.

Contact a Cook County Workers’ Compensation Attorney

Workers’ compensation benefits protect employees when they are injured and cannot return to work. Although legal representation is not required to file for benefits, having an experienced Chicago workers’ compensation attorney can ensure your rights are protected and you get fair benefits. Contact us at 630-574-2288 to arrange a free consultation today.

 

Source:

https://www2.illinois.gov/sites/iwcc/resources/Pages/faq.aspx

 

Is Disfigurement Covered Under Workers’ Compensation?

February 14th, 2020 at 9:14 am

IL workers comp lawyer, Illinois job injury attorney Workers’ compensation is available for all eligible employees after a work accident. The benefits are to assist the employee with lost wages and medical bills. Injuries associated with workers’ compensation are often traumatic and life-changing. While this is also true for disfigurement cases, a person with a burn may be able to return to work quickly without issue. However, physical scars are lifelong and may be embarrassing.

Since it was officially instituted in Illinois law in 1912, Workers’ Compensation has been a resource for any employee who has been injured on the job. If a person cannot return to work after an accident within three days, benefit payments must begin. These payments are to assist an employee when they are not able to work and make money. Medical treatment for qualified injuries will also be covered by workers’ compensation.

For disfigurement to be compensated for, the scar must still be visible six months after the date of injury. Any scar can make a person feel self-conscious, but to receive benefits, it must be considered permanent and serious. Because scars and their impact are subjective, it is important to have an attorney experienced in cases of disfigurement.

A worker can get compensation for scars and disfigurement alone, but benefits for disability may also be collected. For example, if a construction worker broke a leg while falling and their face got cut up also in the process, the worker could also collect benefits for any permanent scarring. If the worker lost their leg, however, they would not be able to collect disfigurement benefits on the same leg.

For disfigurement, there are certain criteria to be met. To get workers’ compensation benefits for a scar, the disfigurement must be on a visual part of the body. Compensation will only be granted for scars on the face, hand, arm, neck, above the breast bone, and below the knee. If an injury left a scar on a worker’s torso, the worker could only collect benefits from medical attention needed in the area. The more visible and severe a scar, the more a person can be compensated. A scar on a person’s face is going to be worth more than a scar on an arm or leg. If a scar is large or raised, the potential benefits also go up.

Contact a Chicago Workers’ Compensation Attorney

Scars can occur from lacerations or burns, but no matter the circumstances, you deserve to be compensated for disfigurement that occurred while working. To find out if you have a case for disfigurement benefits, contact an experienced Cook County workers’ compensation attorney today. Contact us at 630-574-2288 to arrange a free consultation today.

 

Sources:

http://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=082003050K8

https://www2.illinois.gov/sites/iwcc/resources/Pages/faq.aspx

Illinois’ Workers’ Compensation Reform

February 17th, 2017 at 8:49 pm

Illinois workers compensation attorney, Illinois workers comp lawyer, Illinois’ economy has been a hot topic since Governor Rauner came into office. Numerous reforms, including reform to the workers’ compensation program, have been considered and discussed. This year, the ball could start rolling on such reforms. What might this mean for your claim, and how you can protect yourself throughout the process? The following explains further.

Governor Rauner Targets Workers’ Compensation

In an op-ed piece published by Crain’s Chicago Business, Rauner stated that reform to the workers’ compensation program is a top priority for 2017. He claimed that many employers are concerned about the “uncompetitive” system in Illinois. He also stated that reform could bring savings to employers, and that might mean more jobs. Unfortunately, this may not be entirely accurate.

A Flawed Perspective

From a distance, it might appear that workers’ compensation reform is a good thing – especially if it brings in more jobs. Closer examination reveals that unemployment is not as big of an issue as some might lead you to believe. The state’s unemployment rate is only slightly higher than the national average (4.7 percent in the U.S. compared to 5.7 percent in Illinois). Further, Illinois’ unemployment rate has been on a fairly steady decline since 2010. In short, workers’ compensation reform is likely to do little to improve an already improving economy, and stands to benefit employers – not workers.

How Reform Could Impact Your Claim

Obtaining workers’ compensation is already a complex process. It is full of delays, obstacles, and regulations that can, at any given time, leave a hardworking member of society without income. Add in the potential for uncovered medical bills, and they become at risk for complete financial devastation. Reform would only exasperate the issue. It is expected to add more rules that exclude injured employees. If implemented, reform would also result in a maximum compensation rate, reducing the payout for injured workers, and it would limit much-needed therapies.

How an Attorney Can Help

While no two cases are alike, and results are never guaranteed, those that seek assistance from an experienced lawyer tend to have more favorable outcomes than those who pursue a claim on their own. An attorney can also complete all the legal requirements, ensuring injured employees have the time and energy they need to focus on healing and getting back to work. Do not fight the system alone. Instead, contact the Chicago workers’ compensation attorneys at the Law Offices of Francis J. Discipio and get the representation you deserve. Call 630-574-2288 today.

 

Sources:

http://chicagocitywire.com/stories/511075580-workers-comp-reform-a-top-priority-for-rauner-in-2017

https://www.bls.gov/eag/eag.IL.htm

https://www.bls.gov/news.release/pdf/empsit.pdf

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