When and How Workers Compensation Works

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Workers compensation benefits are mandated by the state of Illinois . They provide a safety net which protects employees and employers from costs incurred from injuries or illnesses incurred in the course of work. The employee receives funds to cover hospital bills, rehabilitation, and other expenses from an injury. They also receive disability payments while not being able to work, which usually amounts to two-thirds of normal wages. In return, the employee is protected from lawsuits seeking to collect damages for pain, suffering and mental anguish.

Employees are covered for one-time accidents such as, falling off of ladders, equipment malfunctions, or other workplace accidents. They are also covered from injuries or illnesses which occur over time due to work related issues, for example repetitive stress injuries, exposure to harmful elements, or other issues that occur over a longer period of time. There are certain factors which limit eligibility due to the type of injury or the place where the injury occurred.

If the accident is found to be caused by someone other than the employer, employer’s property or other employees, it may limit eligibility. If the accident was caused by intoxication or drugs or other violation of company policy such as horseplay, the claim may be denied. The claim might also be denied if the injury is self-inflicted or the result of a fight caused by the employee. Independent contractors alsoaren’teligible for workers comp in injured at a client’s location.

The eligibility covers injuries that don’t occur at an office orjob siteas well. If the injury is during an activity that benefits your employer such as a work-related errand, social function, or other sponsored events. This is a gray area that requires guidance from a legal professional. Contact an experienced workers compensation attorney in DuPage County to review the accident and see if you are eligible for benefits from your employer.

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